Regd. No. 8/2013/18 | B-50/2013-14 Mon - Sat: 10:00 AM - 5:00 PM
+91 8811914117 Branches
10+ Years of Trusted Community Banking (Est. 2014)

Building Financial Bridges, Empowering Every Family.

Shree Ganesh Thrift & Credit Co-operative Society Ltd. is dedicated to grassroots economic empowerment in Assam. Enjoy high-interest savings, quick low-interest loans, and transparent doorstep services.

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Govt. Registered
Doorstep Banking
Instant Loan Disbursal

Quick Eligibility Check

Instant

Check your loan eligibility and monthly repayment options in seconds.

₹
+91
10+

Years of Trust (2014)

10,000+

Active Society Members

₹50 Cr+

Total Credit Disbursed

Barpeta

Town Head Office, Assam

Shree Ganesh Community Gathering
Member-Owned Democracy

Mutual Growth, Equal Voice

About Our Cooperative

Dedicated to Financial Self-Reliance Across Assam

Formed under the Assam Co-operative Societies Act in 2014, Shree Ganesh Thrift & Credit Co-operative Society Ltd. operates as a pillar of mutual financial security. Unlike commercial banks with rigid protocols, our cooperative understands the needs of local entrepreneurs, artisans, farmers, and self-employed households.

Safety of Deposits

Strict statutory audits, reserve funds, and conservative lending practices.

Attractive Interest

Earn higher interest on Fixed and Recurring Deposits compared to traditional banks.

Learn More About Us Visit Head Office
Thrift & Savings Schemes

Secure Deposits for Guaranteed Future Growth

Choose from our tailored deposit schemes designed to maximize returns while safeguarding your hard-earned savings.

Monthly Payout

Monthly Income Scheme (MIS)

Invest a lump sum once and receive assured monthly interest payouts credited directly to your account. Ideal for regular income.

  • Assured monthly payouts
  • Loan up to 90% against MIS
  • Flexible 1 to 5 year tenure
Calculate Returns
Disciplined Growth

Recurring Deposit (RD)

Build a substantial corpus by saving small monthly installments starting from just ₹500 per month with compound growth.

  • Minimum ₹500/month
  • Tenures from 12 to 60 months
  • Ideal for future goals
Calculate Returns
Instant Liquidity

Savings Account

Safe, accessible savings account with zero hidden maintenance charges and passbook facility for all verified members.

  • Nominal opening balance
  • Simple withdrawal terms
  • Passbook & member records
Open Account
Credit & Loan Facilities

Transparent Loans Tailored for Your Ambitions

Fast approvals, competitive interest rates, and transparent terms without excessive red tape.

Business Loan MSME Support

Business & Trade Loans

Working capital loans for local grocery merchants, bell metal craftsmen, textile traders, and transport operators.

Housing Loan Long-Term Tenures

Housing & Renovation

Fulfill your dream of building or extending your home. Competitive rates with manageable monthly EMI installments.

Personal Loan Flexible Repayment

Personal Micro-Loans

Financial assistance for family medical emergencies, school/college fees, weddings, and urgent seasonal requirements.

Financial Planning Tools

Interactive EMI & Maturity Calculator

Plan your finances accurately before applying. Adjust the sliders to see instant results.

Loan Amount ₹ 1,00,000
₹10,000 ₹15,00,000
Interest Rate (% per annum) 10.5 %
7.5% 16.0%
Repayment Tenure (Months) 24 Months (2 Yrs)
6 Months 84 Months (7 Yrs)
Estimated Monthly EMI
₹ 4,638
Principal Amount: ₹ 1,00,000
Total Interest Payable: ₹ 11,304
Total Amount Payable: ₹ 1,11,304
The Shree Ganesh Advantage

Why Over 10,000 Members Rely on Us

Built on principles of mutual self-help, democratic oversight, and community prosperity.

Government Registered & Compliant

Registered under Co-operative Societies Act with verified registration certificates and regular statutory audits.

Competitive Rates & Dividends

Higher returns on your savings deposits and equitable annual dividend sharing among all registered members.

Doorstep Banking & Agents

Daily micro-savings collected directly from your shop or residence by authorized, badged field coordinators.

Swift Loan Approvals

Zero tedious paperwork delays. Loan sanction decisions processed locally by our credit committee.

Absolute Transparency

No hidden fees, no deceptive penalties. Clear passbooks and printed statements for every rupee transacted.

Member-First Governance

Every member holds an ownership stake. Annual General Meetings ensure your voice guides our future initiatives.

Statutory Transparency

Official Registration & Government Credentials

Shree Ganesh Thrift and Credit Co-Operative Society Ltd. holds valid registration under the Office of the Registrar of Co-operative Societies, Government of Assam:

Registration Certificate Details

Regd. No. CBTC-8/2013/18 | No. B-50/2013-14

Authorized to mobilize deposits, advance secured and unsecured credit, and support cooperative economic development in assigned areas of operation.

View Full Legal Certificates
Certificate of Registration (Form No-6)
Form No-6 Certificate of Registration
Voices of Trust

What Our Members Say

Real stories from our members whose lives and livelihoods have flourished through our cooperative society.

"Shree Ganesh in Barpeta Town has been a financial beacon for my family. Their personalized approach and quick loan approval with zero harassment made securing funds totally stress-free."

JP
Jyoti Prakash Bora

Member since 2017 (Barpeta Town)

"I have been saving in their Recurring Deposit for over 5 years. The interest rates are much higher than mainstream banks, and the staff treats every member with immense warmth and respect."

CD
Chinmoy Deka

Member since 2018 (Barpeta)

"When expanding my retail business, getting credit from commercial banks involved weeks of delays. Shree Ganesh evaluated my application swiftly and disbursed the working capital loan in 48 hours."

DG
Devkamal Gogoi

Merchant & Member (Barpeta)

Frequently Asked Questions

Got Questions? We Have Answers

Any Indian citizen residing within the operating area (Assam), aged 18 or above, and of sound mind can apply for society membership by submitting KYC documents (Aadhaar/Voter ID, PAN card, photo) and purchasing nominal membership shares as per society bylaws.

Yes. Shree Ganesh operates under the statutory oversight of the Registrar of Co-operative Societies, Government of Assam. We maintain strict statutory liquidity reserves, conduct compulsory annual audits, and uphold conservative secured lending practices to safeguard all member deposits.

Loan applications are evaluated quickly and typically sanctioned within 24 to 48 hours once KYC verification and necessary member formalities are completed.

In our Monthly Income Scheme (MIS), you invest a lump sum once for a flexible tenure of 1 to 5 years. You receive guaranteed interest earnings credited directly to your savings account every month, providing dependable regular income without touching your principal capital.